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Mortgage advisor - Regulated mortages

City, London
£25,000 to £30,000
Job Type
13 Sep 2022
Mortgage Advisor Salary; Depends on experience + OTE + Benefits CEMAP required Our client is seeking to appoint a committed and team-oriented person to join their sales team as a Regulated Mortgage Advisor. This person will work in conjunction with their Property and Development Finance Specialists and Sales Support. Financial services background is essential with a good understanding of regulated first charge mortgages. Key Responsibilities: To assess, source and obtain AIPs for residential and or BTL mortgages from the whole of market sourcing platforms. Complete where appropriate the underwriting process from application submission through to completion, including review and assessment of income and expenditure, affordability and overall fact find responsibility Carrying out initial enquiry checks to ensure applications meet the criteria of the requested product and clients needs. Checking the validity and acceptability of documents sent in with the application against lenders criteria and managing ongoing lender communication. Assess proof of ID, Mortgage history, Equifax search, Proof of Income, Affordability, etc. in accordance with company and FCA procedures, and updating the system accordingly. Ensure workload is serviced to internal timeframes whilst maintaining positive relationship with all stakeholders with regular and informative updates. Undertaking additional duties as and when required within the team, including support of colleagues during periods of annual leave, and attending client meetings where required. Working in line with our FCA regulatory requirements, including but not limited to the Data Protection Act, Data Security and Anti Money Laundering procedures. Ensure ongoing adherence to all internal processes and procedures. Delivering compliant and beneficial outcomes for customers seeking MCOB Advice and Recommendation services Skills / Experience required: Financial services background with a good understanding of regulated mortgages and direct client referrals Experience in non-investment life / illness / income protection sales would be advantageous Motivated and well organised, with the willingness and ability to learn new skills quickly Good, communication skills and detail oriented with commercial awareness A strong grasp of written English and good proof-reading skills The motivation to go above-and-beyond for our customers and be able to provide excellent customer service The computer and numeracy skills needed to excel in a highly regulated environment, including Excel A flexible approach to work, and the ability to work well as part of a dynamic team Positive attitude with a strong desire to learn and progress Willingness to be part of a strong team culture and work collectively with colleagues to achieve success Benefits Circa £60,000 OTE (basic salary and commission) 25 days holiday per year plus bank holiday plus birthday and company pension scheme
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  • Job Reference: 711159888-2
  • Date Posted: 13 September 2022
  • Recruiter: D&R Recruitment
    D&R Recruitment
  • Location: City, London
  • Salary: £25,000 to £30,000
  • Bonus/Benefits: OTE, Bonuses, Benefits
  • Sector: Accounting
  • Job Type: Permanent